The Family Trust structure is the recommended vehicle in which you can accumulate cash, have ownership of long-term assets and structure your life and disability cover. Any person, be it a salaried employee or business owner, is at risk in his or her personal capacity. Therefore it is imperative to implement the best “structure” legally and tax efficiently to optimise asset protection, create wealth and ensure that dependants and future generations are catered for.

A Trust creates a separate legal persona that is allowed to own assets and through the trustees transact in its own name. You are thus protected in your own name, as well as protected in your capacity as trustee.

A Trust is an entity that has the capacity to outlive the founder. In the event of you passing away, the trust will continue to operate as normal and will not incur any unnecessary taxes or forced sales of assets.